Coverage on NicheShift

What this means for renters

You're responsible for any damages or claims arising from your use of the space. If your business already carries commercial general liability insurance, that policy typically extends to short-term rentals — talk to your broker if you're not sure. If you don't carry coverage and your host requires it, you'll need to arrange a short-term policy on your own before the booking.

What this means for hosts

You're free to require proof of coverage as a condition of accepting a booking. The license agreement attached to every booking establishes the legal relationship between you and the renter; what it doesn't do is replace insurance. Talk to your own broker about how short-term rentals fit into your existing policy.

What NicheShift does enforce today

• Identity verification on host accounts (via Stripe Connect).
• A signed license agreement on every booking.
• Cancellation and refund policy on every listing.
• A dispute process for damage and no-show claims.

See Trust and safety for the full picture, or contact support if you have a specific situation you'd like guidance on.